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Are Hidden Insurance Gaps Quietly Draining Your Wallet?
Identify coverage blind spots before they become expensive mistakes.
Most people don’t discover insurance gaps when they buy a policy they discover them during a claim, when it’s stressful, expensive, and too late to fix.
That’s exactly why I created The Coverage Gap Prevention Guide — a simple, eye-opening way to help you uncover blind spots before they turn into costly surprises.
Inside this guide, I’ll walk you through the most common gaps homeowners, drivers, and families overlook… and show you how to protect yourself with clarity and confidence.
Think of this as your calm, 60-second insurance reality check — without the confusing jargon.
Meet Your Trusted Expert
Hi, I’m Sherry Harris, and for years I’ve been helping Georgia residents save money while securing coverage that truly fits their lives.
At The Sherry Harris Agency, our mission is simple:
Protect what matters most to you — with clarity, confidence, and coverage that supports your goals.
Whether you’ve had a major life change or simply haven’t reviewed your policies in a while, you deserve someone who explains insurance in a way that feels human, calm, and easy to understand.
The “Aha Moment”:
Quick Coverage Self-Check
Before you go any further, let’s do a quick self-check.
If even one of these applies to you, there may be a hidden gap in your coverage.
Do any of these sound familiar?
“I haven’t reviewed my insurance in 12 months.”
“I’m not sure what my deductibles or limits actually are.”
“My life changed — new car, new baby, job change, renovation, teen driver…”
“I have valuables, but I’m not sure they’re insured correctly.”
“I use my home or car for business sometimes.”
Most people don’t realize these gaps exist until they’re paying out of pocket.
The Real Problems: The Most Common & Costly Blind Spots
Here are some of the most common areas where people unintentionally leave
themselves unprotected explained clearly, without fear or pressure:
1. Liability Limits
That Are
Too Low
Choosing the cheapest option can leave you paying the difference after an accident.
2. Deductibles That Don’t Match Your Budget
Too high = stressful when a claim happens.
Too low = higher premiums than necessary.
3. Uninsured/
Underinsured Driver Gaps
Many drivers carry very little coverage meaning you may have to cover the shortfall.
4. Home Upgrades Not Reflected in Your Policy
Renovations and improvements can change what it costs to repair or replace your home.
5. Water Damage Confusion
Some types are covered; many aren’t. Water backup often requires special protection.
6. Valuables Not Properly Scheduled
Jewelry, collections, and luxury items often need to be individually listed.
7. Life Insurance
Gaps
Employer coverage may not be portable or enough for your family’s needs.
8. Small Business or Side-Hustle Risks
If you use your home or car to earn income, your personal policy may not cover everything.
Bonus: Umbrella Coverage Blind Spots
A simple, affordable way to add an extra layer of financial protection.
Let’s Protect Your Future Before a Gap Becomes a Problem
If you noticed even one possible gap in your coverage, you’re already ahead of most people and this is the perfect time to make sure you’re protected.
Here’s what you can expect when we connect:
A friendly, pressure-free review of your current policies
Clear explanations, in plain language
Simple solutions that help you feel secure and supported
You deserve coverage that fits your life calmly, confidently, and completely.
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